Our Products

General Commercial

Is designed to cover the risks of small to medium-sized business enterprises.

Fire & Allied Perils
Office Contents
Account Recievable
Money
Fidelity
BAR
Public Liability
Stated Benefits
Motor
Machinery Breakdown
Buildings Combined
Business Interruption
Theft
Glass
GIT
Accidental Damage
Broadform Liability
Group Personal Accident
Electronic Equipment
Motor Traders Internal & External
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Sectional title & body corporates

The Sectional Title / Body Corporate policy is designed to provide an all inclusive product.

Target Market

Domestic complexes and developments.
Commercial complexes and developments.
Light industrial complexes and developments.
Homeowners Associations.

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Filling stations & Garages

The Garage Policy is designed for unique risks within the fuel – retail industry.

Target Market

All fuel/filling stations and related business enterprises on the premises of fuel stations such as convenience stores, food outlets and car washes.

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Hospitality

The Hospitality policy is designed to meet the needs of the hospitality industry.

Target Market

Boutique Hotels
Guest Houses & B&B’s
Small Hotels
Game Lodges

Conference Centers
Wedding Venues & Spas
Golf Courses & Golf Estates
Restaurants

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Tourism

The Tourism policy is designed to provide cover for all participants within this industry.

This product include cover for all assets, liabilities, personal accident and vehicles for tour operators.

Target Market

Tour Operators Tour Guides Shuttle services

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HCV & Transporters

The HCV policy is designed to provide cover to participants within the transport industry.

Target Market

Long and short-haul operators.
Oner driver schemes.
Large logistics operators.

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Agri

The Agri policy is designed to protect the farmer’s agricultural and personal assets.

Target Market

Bona fide farmers
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Speciality Cover

Liabilities

Professional Indemnity
Broadform Liability
Directors & Officers

Construction & Engineering

CAR & PAR
Electronic Equipment
Erection & Dismantling

Marine

Marine Cargo
Marine Liability
Hull Insurance
Import & Export

Stock Throughput
Inland Transit
Marine GIT
Marine Advance Loss of Profit

Personal

Home Contents: Items inside your home, insured against theft and damaged caused by an insured peril
Buildings: The permanent and physical structure of the building, insured against theft and damaged caused by an insured peril
All Risk: Covers items that you normally carry with you or on you when you are not at home against theft, loss and damage
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